NEWS
David Birch provides content, advice and commentary on the rapidly changing world of digital financial services. Read his articles below.
Report: The Future of Digital Trust: Authentaverse
David Birch is pleased to have contributed to a ground-breaking report produced by LexisNexis® Risk Solutions and The Future Laboratory™ that explores a ‘citizen first’ perspective on digital trust.
Money 20/20 Europe 2023
David Birch was in Amsterdam for one of the biggest events of the year: Money 20/20 Europe and it was jam-packed!
Paris Fintech Forum
This week, David Birch was in sunny Paris for the Paris Fintech Forum Leaders Summit and what a beautiful few days it was! At the stunning Chambers of Commerce in central Paris, the sun shone and the private gardens were the perfect location for networking. David was...
Seamless Middle East & Saudi Arabia
This week, David Birch has been in Dubai at the World Trade Centre speaking at Seamless Middle Eat & Saudi Arabia 2023. David delivered a keynote presentation entitled Metamoney and the Future of Digital Finance: exploring transactions in a safer, secure and new...
ChatGPT’s Golden Rule
I remember a lawyer telling me that the “golden rule” that he learned at law school was that when you are cross-examining a witness, you should never ask a question that you do not already know the answer to. Well, it seems to me that the same applies to ChatGPT....
Digital Monetary Institute Symposium
Last week, David Birch was invited to speak at the Digital Monetary Institute Symposium, this year on the theme of Central Banks and Digital Currencies. David took part in the discussion on how to ensure cyber security and privacy when developing a Central Bank...
Merchant Payment Ecosystems 2023
During the last week of March, David Birch headed to Berlin with Team CHYP for Merchant Payment Ecosystems 2023 and what an event it was this year! "#TeamCHyp had a blast in Berlin. Chairing, moderating, presenting, hosting, laughing and learning. We spoke...
Mobile World Congress 2023
New website so there's been a bit of a delay on posts and now there's lots of catching up to do! Back in late February, David Birch donned his Consult Hyperion hat for Mobile World Congress in Barcelona. One of the sessions he took part in was a fireside chat with...
The future of money?
This week, David Birch took part in a CSFI Fintech for Breakfast event for The London Institute of Banking & Finance entitled 'The Digital Pound: the future of money?'. These CSFI events are always a lot of fun, all under Chatham House rule of course, but the room...
Podcast – Everyday Trust: On Identity
David Birch was invited by Debbie Gamble of Interac Corp. to dig into some of the crucial questions around identity that those working on digital verification are considering — and that anyone who wants a grasp of this technology should...
Podcast: Mr. Open Banking
David Birch sat down with Mr. Open Banking podcast host Eyal Sivan to explore a wide range of topics, including the importance of reputation and how the money of the future resembles the money of the past. Listen here. "In the extended season finale of...
Embedded Finance Will End Traditional Banking? Actually… Yes!
A market research survey of more than a thousand senior decision makers in the UK, Belgium and the Netherlands — commissioned by Polish banking-as-a-service (BaaS) platform provider Vodeno — found that two-thirds of them said that BaaS is transforming...
From Consumer Data Rights (CDR) to a National Wealth Service?
We need more than payments data to deliver financial health as opposed to delivering individual financial services. But what other data do we need? David Birch shares his opinion in this video: https://www.youtube.com/watch?v=O7OgPuZmMVU
David’s Top Ten From 2022 And Three Predictions For 2023.
It’s been an interesting year, to say the least, so now it’s coming to an end I can’t help but look back over an incredibly volatile period. Fintech is here to stay, but it has been a bumpy ride for some. Valuations are collapsing, frauds are rampant and there have...
Regtech, regulations, and rewards: Fintech Spotlight Interview with IDnow
David Birch sat down with Jody Houton at IDnow recently to discuss the Digital Identity and Attributes Trust Framework, whether KYC is just a box-ticking exercise, and why regtech may become even more important...
Forbes: ChatGPT Is A Window Into The Real Future Of Financial Services
Back in 2019, I wrote a piece for Wired making the rather obvious prediction that in time robots would take over from people in banking just as they have done in manufacturing. Was I predicting that you would be served by an android when you go into your...
BBC World Service
This week, David Birch was invited to contribute to the BBC World Service's weekly technology programme 'Digital Planet'. Twitter - what next? In this latest episode entitled 'Twitter - What next?' the contributors discussed some of the latest on Twitter and Bill...
Australia: Armidale – University of New England
This week David Birch has been in Australia speaking to both students looking at entering the payment industry and academics working in payments about the future of payments. The week started with a hike to Dangar Falls in Armidale's outback followed by a drinks...
Payments NZ: The Point 2022
This week, David Birch has been in New Zealand with fellow Provoke Management Speaker Brett King where they have been presenting at Payments NZ's annual conference The Point. The Point 2022 "The pandemic, climate change, geopolitical conflicts and digital...
Cambridge Exhibition and CWIC
This week David Birch has been in Cambridge where he attended an exhibition on money and then gave the closing keynote at Cambridge Wireless' International Conference. David went to The Fitzwilliam Museum's exhibition entitled "Defaced! Money, Conflict, Protest" with...
Money 20/20 USA
Last week David Birch was in Las Vegas for the US edition of Money 20/20. He gave a keynote in the stream on gambling and adult services talking about the identity problem and what new approaches we might look at to support payments innovation in those (large)...