NEWS
David Birch provides content, advice and commentary on the rapidly changing world of digital financial services. Read his articles below.
Podcasts, interviews, events & Payments Power 10!
A super busy week! Dave has been back to recording podcasts and interviews, delivering workshops and attending events such as the Payment Leaders' Summit & the EPA Awards which saw him be named one of the Payments' Power 10! Interview recording Speaking at the...
Digital Jersey is 5 years old!
Dave has been in Jersey this week celebrating Digital Jersey's 5th birthday where he has been on stage with Digital Jersey CEO, Tony Moretta, Alan Brown and Dame Wendy Hall DBE. With its close proximity to a thriving and innovative financial services sector, Jersey...
Travelling again!!
After a quick trip to Vienna last week, Dave is now in Amsterdam at the infamous Money 20/20 before a whistle stop tour to Prague and a week in Jersey! It's great to be back out there meeting new people and delivering keynotes, panels and fireside chats to the good...
Neither Smart Nor Contracts: Smart Contracts Need a Rebrand
Smart contracts are tipped to transform the future of agreements between individuals, businesses, and governments in fintech.In recent years, their use has rapidly increased as parties attempt to reduce costs, improve security, and even replace lawyers. There’s just...
Maui Waui Festival 2021
Dave was invited to speak at last week's Maui Waui Festival in Norfolk! He gave a talk on the Jeremiah Marques Stage about the Bitcoin and Cryptocurrency World. Maui Waui is a 3 day international festival of music, performance and arts. Now in it 8th year it is fast...
The Importance of Formulating a Digital Currency Strategy
Dave recently recorded a quick 'Pearl of Wisdom' for his friends over at Banking Circle about the importance of formulating a digital currency strategy...watch the video here: https://www.youtube.com/watch?v=ZGibn4U8J8Y&t=1s
Top 10 in the Fintech Power 50
Dave was recently nominated in the top 10 of this illustrious annual guide for the second year running! The Fintech Power 50 is a guide to the most influential, innovative and powerful figures in the Fintech industry. It acts as a much-needed reminder of all the...
CSFI 10-min. Explainer – Stablecoins
This week, Dave was asked by the Centre for the Study of Financial Innovation (for whom he is a member of the Governing Council) to deliver a quick explainer video on Stablecoins. As CSFI director, Andrew Hilton, explains "there are about $117 billion of various sorts...
Watch Dave in action here…
Dave has delivered keynotes across the globe to all manner of audiences, here is a selection of some those presentations as they happened!
IIMR New Means of Payment Seminar
Yesterday, Dave gave a talk at the Institute of International Monetary Research's New Means of Payment Seminar on the drivers for digital currency and the implications for global payment systems. You can catch up on the video here - Dave's session starts at 1 hour. In...
Podcast: Identification, Authentication & Authorization: The Identity Puzzle
"People say identity means all sorts of different things," Birch says. "But I have quite a structured model, which I've found is useful for facilitating conversations in business. So I tend to think of it in three related...
Factories or supermarkets: post-pandemic banking
Dave was chatting with Simon Paris, the CEO of Finastra, at the Paris Fintech Forum last week and he made him reflect on the split between the manufacturing and distribution of financial services and the push for BaaS and Dave went on to write a blogpost about it...
A functional view of banking
When I’m working on strategy with financial organisations, I often find the Bodie and Crane classification (Harvard Business Review, 1996) a useful basis. This gives me a model that sees banks as a bundle of six basic functions: three core transfer functions...
Payments NZ – The Hub Series 2021 – Session 1
Dave had a great session with folks over at Payments NZ this week, the topic of session was 'Who's shaping the future of payments?'. Last year was transformational for the payments landscape as payment channels evolved to meet customer demand and companies responded...
Substack: subscribe to receive Dave’s insights
A couple of times per month, Dave will be publishing articles on Substack highlighting his experiences, insights and thoughts regarding digital identity, digital money and digital diligence. You can look forward to titles such as: Currency & Anonymity, It is the...
CNBC: Ransomware & Cyber Attacks
Today, Dave spoke with Joumanna Bercetche of CNBC about possible solutions to cyber attacks and how "decentralization of ransomware has been enabled by cryptocurrencies". Dave firmly believes that a good digital identity infrastructure is a fundamental building block...
DIGISEQ: Rapid Contactless Personalisation
DIGISEQ announces a breakthrough in payment wearable technology giving consumers the functionality to turn any object of choice into a payment device with a user friendly application on their mobile. Read more here...
Serious KYC…
One of Dave's recent articles on Forbes attracted a lot of attention - "The Case Against the Anti-Money Laundering Rules" Is it possible to digitise KYC and AML? Have a look and let us know your thoughts.
Morning Marketplace
Here is Dave Birch talking with Victoria Craig at the BBC World Service "Morning Marketplace" in a segment about digital currency (after some minor story about Association Football's competition administration). BBC World Service "Morning Marketplace" April 20th...
May 2021 – CSFI FinTech Review
CBDCs, London as fintech hub, crowdfunding consolidation and more. Today, Dave took part in this month's CSFI Fintech Review along with Jemima Kelly (FT Alphaville) and Anders la Cour (Banking Circle who also supported the session). Topics covered today included: The...
Preparing an Executive Report
Much of the advisory work that we do results in, inevitably, an executive report. Sketching out the high-level contents of these reports turns out to be one of the most important contributions that we can make to the process, because the outline becomes scaffolding to...