NEWS
David Birch provides content, advice and commentary on the rapidly changing world of digital financial services. Read his articles below.
Optical & Digital Document Security
This week Dave has been in Vienna at Reconnaissance International's Optical & Digital Document Security event. Dave gave the Opening Keynote of the event entitled: Digital, not Digitised: Security and Privacy, Identity and Credentials which was roaring success....
Podcast: China’s CBDC Dominance
Last week, Dave joined the Breaking Banks podcast, hosted by Brett King, alongside Richard Turrin, Henri Arslanian and Ruth Wandhöfer to discuss China's dominance in Central Bank Digital Currency. Catch up here.
Strategy Session on Blockchain
This week, Dave was invited to host a strategy session to the Board of a Payments company in London. The team looked at the Blockchain starting with the basics and looking at potential future scenarios. Dave gave a short, interactive presentation, left them with...
Pay360 Conference: Digital Currencies
This week, Dave presented and moderated a panel at the Pay360 Digital Currencies Conference on behalf of Consult Hyperion, the payments consulting company he helped to found. https://twitter.com/chyppings/status/1506274641651843074?s=20&t=itJ0IJr00XFpMsmUyxVx5g He...
Open Banking Excellence Campfire
Last week, Dave was the guest host for Open Banking Excellence's Campfire 'Digital Identity in the World of Open Banking'. Alongside, Helen Child of OBE, Brendan Jones of Konsentsus, James Varga of DirectID, Dan Morgan of Plaid, Dan Johnson of Mastercard, &...
What can Britney Spears teach us about verifiable credentials?
Read Dave's recent Forbes piece 'Transmit Me Baby One More Time' here to find out!
Mobile World Congress 2022 | Barcelona
This week Dave has been in Barcelona for his annual trip to Mobile World Congress, here are some of his highlights this year: https://twitter.com/dgwbirch/status/1498753193949466626?s=20&t=NtFpCvz3Bm_LGE3cj49gRQ...
Digital Jersey’s 2021 Review
This week, Dave was back in Jersey for Digital Jersey's Annual Review which covered updates on 'Building a Digital Jersey' programme, Smart Fields and the Data Stewardship project. Dave also gave a presentation on Finance in the Metaverse to leave the audience...
Money in the Metaverse
Interested to hear Dave's thoughts on Money in the Metaverse? Take a look at his latest thoughts in this video: https://twitter.com/provokemgmt/status/1491427942378917895?s=20&t=T1IZ6fTR_BDyec_DvZ7L_w If you are interested in having Dave speak at your event,...
ComplyAdvantage Uncover Conference 2022
Today, Dave was presenting at ComplyAdvantage's Conference at The British Library where he gave a keynote on why and how financial crime should be tackled differently: “Let The Wrong One In” A study by financial-crime expert Ronald Pol concluded that the global AML...
The House of Lords Economic Affairs Committee have published their report on a UK CBDC
Dave wrote a post on LinkedIN this week highlighting his initial thoughts, read what he had to say here.
Currency is Cash
Here is Dave's latest video snippet all about how digital currency is a form of electronic cash, not another layer on top of electronic money. https://www.youtube.com/watch?v=2KMcTnKEEgg
Tales from the Cybersalon #4 Future of Money
Last month, Dave was on the panel for Tales from the Cybersalon #4 where 4 writers explored what is next in Future of Money – response to the 4th call for short sci-fi stories by Cybersalon.org under the lead of Stephen Oram. You can read about the 4 key...
A2A Payments – Is Cardmaggedon on the horizon?
With a new spectrum of possibilities opening up in a world where all banks are connected to all retailers and all consumers all of the time, the 1960s four-party party may be over. One specific gatecrasher is account-to-account (A2A) payments. These are payments that...
The Metaverse has a real economy!
Dave's latest thoughts on the Metaverse are available to watch here: The metaverse is interesting because it is a real economy: that is, unlike North Korea or EVE Online, it has private property that can be owned by economic avatars. That's undeniably interesting....
Digital Jersey: Future of Finance Event
Last month, as Jersey's Fintech Ambassador, Dave attended and hosted Digital Jersey's Future of Finance Event. It was a fascinating 2 days of discussion from Tech experts on how technology is changing the financial services landscape, exploring topics such as data,...
The Future of Money over on the 3S.money podcast
"Dave Birch really is a wealth of knowledge and insight. We learned a lot from this episode" - Lovely feedback from the 3S.money team after a recent podcast Dave recorded: This conversation with Dave invites us to really consider the future of money, with AI and bots...
The Impact of Regulation on Digital Assets
Yesterday evening, Dave headed into London to take part in this event organised jointly by CFTE and the Budapest Institute of Banking. The rapid acceleration of digital assets can be conceptualised by visualising the growth trajectory of its market capitalisation....
LATAM Fintech Market: Financial Inclusion
Unbanked is not the problem and banks are not the solution, Latin American edition! Last week, Dave presented at the LATAM Fintech Market 2021 on the topic of Open Finance and financial inclusion... The session covered everything from bitcoin in El Salvador being...
House of Lords Economic Affairs Committee
Dave was invited to Parliament to give evidence to the House of Lords Economic Affairs committee on the subject of Central Bank Digital Currencies (CBDCs), along with Stephen Bonner, Executive Director, Regulatory Futures and Innovation at the Information...
Who will plug the service gap as large banks de-risk?
Banking Circle hosted a special SIBOS episode of their Knowledge Circle this week and invited Dave along to moderate the conversation between Jon Levine - Co-Head of Institutional Banking (Banking Circle), Colin Digby - Head of Strategic Client Coverage Group (Crown...




















