by dgw_HDSadmin | Jan 5, 2023 | Writing
It’s been an interesting year, to say the least, so now it’s coming to an end I can’t help but look back over an incredibly volatile period. Fintech is here to stay, but it has been a bumpy ride for some. Valuations are collapsing, frauds are rampant and there have...
by dgw_HDSadmin | Dec 16, 2022 | Writing
Back in 2019, I wrote a piece for Wired making the rather obvious prediction that in time robots would take over from people in banking just as they have done in manufacturing. Was I predicting that you would be served by an android when you go into your...
by dgw_HDSadmin | Sep 30, 2022 | Writing
When it comes to exploring new technologies, it is common to hear the phrase “a solution looking for a problem” thrown around the boardroom. And, of course, in many cases this is an entirely valid criticism of the pointless and redundant application of a new bit of...
by dgw_HDSadmin | Aug 4, 2022 | Writing
And why should financial institutions, or for that matter any other businesses, care about the metaverse? I’ve seen so many different descriptions of the new cyberspace for work, rest and play over the last few months that it’s really unclear to me what...
by dgw_HDSadmin | Jun 23, 2022 | Events, Writing
David Birch has been at Identiverse, Denver this week, he will be on stage in the Aurora Ballroom tomorrow speaking about Identity and the Metaverse! The guys sitting next to me just said the problem with web3 is that the web3 guys don’t understand identity. I think...
by dgw_HDSadmin | Jun 16, 2022 | Writing
You can learn a lot about someone by looking at their bank account. Apple has stepped into Open Banking in the UK by acquiring Credit Kudos. This is one of the startups that uses transaction data and machine learning to create very accurate credit ratings. They...
