I read David because I can never accurately predict his opinion, which means either it's all signal, or he is in fact a natural source of randomness, both of which are highly valuable.

Danny O'Brien (July 2009).

Fintech Power 50

Well, many thanks to the folks over at the Power 50 for making one of their ten influencers for 2021. I’ve missed getting out and meeting people during these difficult times but now there is light at the end of the tunnel it feels good to be recognised as one of the people worth listening to. Genuinely flattered.

Mr. Ambassador

Back in 2016, Digital Jersey kindly invited me to become an Special Advisor to their board to add a wider perspective around fintech and to provide some specific support for development of their longer term strategy for the digital sector. Digital Jersey is both an economic development agency and industry association, funded by government and its members, to promote the digital sector on the Island. It supports  inward investment, relocations and develop on-island talent acting as a central contact for anyone connected with the digital sector.

This gave me the opportunity to meet many people and organisations doing great work on the island and to learn about the activities of Digital Jersey,  Locate Jersey, which is the dedicated government team responsible for attracting and retaining inward investment for Jersey and Jersey Finance, which  champions the competitive position of Jersey as an International Financial Centre (IFC), supporting the highest regulatory standards and the most attractive digital solutions, products and services.

To say I was impressed would be an understatement: I saw at first hand the incredible work going on and was excited to see that  Digital Jersey, Locate Jersey and Jersey Finance have now come together to create Jersey for Fintech, a collaboration to promote Jersey as the ideal location for fintech firms to establish, grow and flourish. So as you can imagine, I was both surprised and delighted to be approached to become the Ambassador for Jersey for Fintech.

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In this part time role, I will work to educate and excite businesses and entrepreneurs about Jersey and the opportunities that it affords to fintech businesses. I plan to take part in an extensive programme of communications and events working with colleagues across the agencies to make sure that the benefits of Jersey as a place for fintech enterprise of all kinds are recognised and understood. To begin with, I will focus on three key areas of advantage:

Regulation. Jersey is a self-governing Crown Dependency with a stable government and its own independent legal and tax systems. Jersey is neither part of the UK, nor the EU, although it’s proud to say that it works closely with both, through longstanding business and trade agreements with the UK and EU Member States. It has control over its financial services regulation and it is widely recognised for the quality of regulation and the clarity ;

Infrastructure. Jersey has first-class infrastructure with high speed fibre to all homes and businesses, 4G mobile coverage throughout and 5G coverage rolling out this year. This makes it a great testbed for digital financial services of all kinds and the Digital Jersey sandbox makes it a great place for business experiments;

Lifestyle. the quality of the lifestyle that Jersey offers has been magnified throughout the pandemic. Remote working and working from home have made the island an even more attractive place for both established financial services business and, more importantly to me, startups and new ventures.

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I am honoured, and flattered, to be given the opportunity to present these advantages to the global financial services community. If you want to learn more about what Jersey can offer your business, please do not hesitate to contact me.

Top 100 of Anything is Cool

It's bordering on insanity to put me on a list of anything alongside geniuses of the magnitude of Patrick Collison or Vitalik Buterin, or business people I admire beyond measure like Tim Cook and Ann Boden but... oh come on, why shouldn't I repost this…

I’m one of the 100 most influential people in fintech

Thanks guys.

A Pleasant Read

Another kind review of The Currency Cold War, this time in Central Banking. Daniel Heller, adviser on regulatory affairs at Fnality International and visiting fellow at the Peterson Institute for International Economics in Washington, DC. writes that

I suspected that this may be yet another book about the future of money and payments that is based on erroneous assumptions about the basic properties of money. Luckily, my expectation proved to be wrong. The book turned out to be a pleasant and interesting read.

Accolade for The Currency Cold War

I was very flattered and, frankly, honoured to see The Currency Cold War selected in the top 10 of the best cryptography of all time. The selection was made by a panel comprising the noted venture capitalist Marc Andreessen, Professor of Applied Cryptography Nadim Kobeissi, Associate Professor of Economics Stephen Kinsella and Researcher Jerry Gamblin so (as you might expect) I was bowled over to recieve this accolade.

The 100 Best Cryptography Books Of All Time.

To be listed at no.7 amongst these brilliant books is more than I could have hoped for a year ago when I sat down to start work on what turned out to be the most timely of my books so far! A big thank you to everyone at the London Publishing Partnership for making this happen.


I am beyond excited to announce that the audiobook version of The Currency Cold War is now available on Audible and other platforms. It is expertly narrated by James Barlow, who is a professional voice artist and made a great job of interpreting my words for a general audience.

Influencing, Still

Very happy to be listed as one of the top 10 fintech influencers in the UK but noticed that I’m no longer included in the European list 😀

Wow What a Webinar

Sign up now!

Well, this is going to be fun. Along with my good friends from the Provoke Management stable I’ll be talking about what the new normal might look like if we make it through the coronoa crisis. I’ll be focusing on post-pandemic payments and using my “4+4” (four payment area and four payment adjacencies) to talk about the challenges and opportunities that are emerging from the mist.

Two out of Nine

The website Biblio-Fiend have listed their nine best books about the future of money and I cannot help but be a little flattered to find out that two of them are mine. Here’s the list:

The Currency Cold War by D. Birch (LPP:2020).

Blockchain Bubble or Revolution by N. Mehta, A. Agasha & P. Detroja (Paravane: 2019).

The Future of Finance by H. Arslanian & F. Fischer (Palgrave Macmillian: 2019).

Beyond Blockchain by E. Townsend (2018).

Before Babylon, Beyond Bitcoin by D. Birch (LPP: 2017).

The Internet of Money volumes 1-3 by A. Antonopoulos (CreateSpace: 2016).

Personal Currency by R. Colbourn & A. Riegelmann (Lionhead: 2016).

The Age of Cryptocurrency by M. Casey and P. Vigna (Macmillan:2015).

How Would You Like To Pay by B. Maurer (Duke University Press: 2015).

Needless to say, I was very flattered to be in such good company!

Now on Forbes

Forbes, 5th June 2020

The wonderful people at Forbes invited me to become a contributor to their indispensible source of business information. I was flattered to be invited and delighted to be able to accept. Here’s my first piece for their must-read online publication...