Wired World 2022

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The nice people at Wired asked me back to make another prediction about what might change in the world of digital finance in the coming year. I decided to focus on open banking, not for what it means for fintech but for what it might mean for bigtech: that is, perhaps a renewed focus on customers data portability can lead to a better “settlement” between society and the tech giants. The bumper sticker version is that we shouldn’t break up Big Tech, we should open it up. You can read it here [PDF] but you’ll probably want to get yourself a copy of Wired World 2022 and read it through all the way for pleasure and education.