News


I read David because I can never accurately predict his opinion, which means either it's all signal, or he is in fact a natural source of randomness, both of which are highly valuable.

Danny O'Brien (July 2009).

Open banking and its discontents

Here I am being interviewed by Interest in New Zealand, explaining why there are concerns that open banking as concieved in the UK may not lead to the best possible outcomes for consumers.


You can find my article on open banking and why the asymmetric playing field that it creates may harm rather than further compeition (the subject of my talk at Payments NZ’s "The Point” conference, which was why I was in NZ) in the June edition of Payments and Fintech Laywer. They have kindly provided a PDF version of the article that you can download it here

Agent

I’ve signed with Provoke Management! They will be my agents for speaking engagements and, when not separating the different coloured M&Ms for Brett King, will be representing me from 1st July 2018. Excited to be working with this great team.

agent


Turning Japanese

The Japanese edition of “Before Babylon, Beyond Bitcoin” has been published, which is very exciting. I’ve now been published in English, Italian, Turkish and Japanese so I’m beginning to feel like a real author!

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El Mariachi and Me

I’ll be interviewing Antonio Banderas (yes, that Antonio Banderas) live on stage at Money2020 in Amsterdam. He is an investor in an identity and authentication startup called Biocryptology, and I’ll be talking to him and the CEO Ted Oorbals in the afternoon keynote at 3.25pm about the identity problem and what their solution offers.

 


Money 2020 Vegas Confirmed

Happy to say that I will be presenting at Money2020 in Las Vegas this year. and I look forward to meeting friends old and new there.


#M360PS


I am delighted to say that I will be speaking at the GSMA Mobile 360 event on “Privacy & Security” in The Hague at the end of May. I’ll be speaking in Keynote Session 2 “Architecting for Data, Privacy and Cybersecurity” and I’ll be talking about how “the blockchain” (by which I mean the family of shared ledger technologies and related cryptographic techniques) can help to deliver both security and privacy in the mass market.

Moneybox Live

I was invited along to BBC Radio’s flagship personal finance programme, MoneyBox Live, to talk about the use of cash and the coming cashless society. I was in some pretty good company! Along with the wonderful host, Paul Lewis, were Victoria Clelland (Chief Cashier at the Bank of England and the woman whose signature is on our banknotes) and Andrew Cregan (Head of Payments Policy at the British Retail Consortium.

You can listen to the show here.

The Open Up Challenge

I was very flattered to be asked, and delighted to be able to accept, to become one of the judges for the Open Up Challenge,  a £2.5m prize fund backing ambitious products that will help small businesses save time and money, find better services, reduce stress and discover the intelligence in their financial data.

The Open Up Challenge is run by Nesta’s Challenge Prize Centre, through Nesta’s wholly owned subsidiary Nesta Enterprises Limited.

The prize is backed by the Competition & Markets Authority (CMA), with funding from eight of the UK’s largest providers of SME banking: Barclays, HSBC, Lloyds Banking Group, RBS, Santander, AIB Group (UK) p.l.c, Bank of Ireland UK and Danske Bank. The Challenge forms part of a package of CMA remedies aimed at shaking up retail banking and sits at the heart of the UK's open banking agenda.

What’s ICO all about?

A date for your diaries: on Monday April 9th I have been invited along to the Financial Services Club in London to give a talk about the world of tokens and ICOs. With cumulative ICO funding heading towards $9 billion (see below), it’s a good time to take a look at the phenomenon and see if there is any intellectual superstructure we can use to support  token market of the future.

I’ll be explaining why I don’t think this world is as mad as it seems and why the financial services industry will be exploiting a regulation token marketplace in the near future. For more information and to register for the talk, please visit The Financial Services Club.


Wired World 2018

I was delighted to be a contributor to Wired magazine’s Wired World issue for 2018. They asked me to write something about fintech, so I chose Open Banking as my theme. You can read the article here.