I read David because I can never accurately predict his opinion, which means either it's all signal, or he is in fact a natural source of randomness, both of which are highly valuable.

Danny O'Brien (July 2009).

Paperback writer

The revised paperback edition of “Before Babylon, Beyond Bitcoin” is out now with a new final chapter on “Smart Money”. Hurrah!

10 Innovation in Finance Books to Read

Dan Liebau at Fintech Singapore News has very kindly listed “Before Babylon, Beyond Bitcoins" as one of ten “Innovation in Finance” books that you should read. Amazing to be on a list that includes Clayton Christensen.

Bigger in Japan

My article about why robots will need passports is published in Wired Japan this month (issue 33, page 129). Just saying.

Wired Japan


The wonderful people at TSYS asked me to write a piece for their "ngenuity journal” on artificial intelligence and banking. I think it came out rather well. It came from sitting down and thinking from first principles about artificial intelligence in banking. All of the conference presentations I'd been to had been about what happens when banks deploy AI for chatbots, robo-advisors etc. But if you think about it for a moment, that can't be the future of banking. So. Here we go. Your feedback is, as always, genuinely appreciated…

Unhedged I am

The Unhedged podcast series by Frank Troise is a “candid discussion of markets and mechanisms”. It covers plenty of interesting topics around the future of finance and technology so I was more than flattered to be invited into the series to talk about a variety of fintech issues. You can listen to it here:

MPE 2019 Opening Address

My opening address to Merchant Payments Ecosystem in Berlin earlier this year is now online if you want to take a look at it...

See you in Amsterdam!

The lovely people at Money20/20 Europe have asked me to chair the open banking stream stream this year and I’m really looking forward to it. It’s the hottest of hot topics and they’ve got some great speakers and panelists lined up. See you there!

At last! I’m in a Cartoon!

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Well! I gave the keynote talk at Know 2019 in Las Vegas and it showed up in a cartoon! That week’s edition of Richard Parry’s “The Chaps” included kind words about my efforts and an invitation for me to deal with topic of market failure in the cybersecurity sector in a future keynote!

Finovate Video Up

You might enjoy this video clip of an interview at Finovate Europe in London earlier this year.

A revised paperback edition of “Before Babylon, Beyond Bitcoin"

I am genuinely excited to report that a revised paperback edition of Before Babylon, Beyond Bitcoin will be published shortly by the London Publishing Partnership.